Rooftop Solar Subsidy & Payback Calculator
Calculate your exact Central DBT Subsidy under PM Surya Ghar Muft Bijli Yojana, additional state incentives, system sizing, and ROI timeline.
Step 1: Your Energy Usage & Location
Step 2: Recommended Sizing & Financial Summary
MNRE ALMM ApprovedPM Surya Ghar Muft Bijli Yojana: Subsidy Slabs 2026
| System Capacity | Central DBT Subsidy | Typical Gross Cost | Net Cost to Homeowner | Monthly Generation |
|---|---|---|---|---|
| 1 kW System | ₹30,000 | ~₹65,000 | ~₹35,000 | ~120 Units |
| 2 kW System | ₹60,000 | ~₹1,30,000 | ~₹70,000 | ~240 Units |
| 3 kW System (Most Popular) | ₹78,000 (Max Cap) | ~₹1,95,000 | ~₹1,17,000 | ~360 Units |
| 4 kW System | ₹78,000 (Max Cap) | ~₹2,60,000 | ~₹1,82,000 | ~480 Units |
| 5 kW System | ₹78,000 (Max Cap) | ~₹3,25,000 | ~₹2,47,000 | ~600 Units |
* Note: Central financial assistance is capped at ₹78,000 for residential connections. Additional state subsidies (such as UP UPNEDA top-up or Delhi GBI) are credited separately by the state renewable energy agencies.
How to Claim Your PM Surya Ghar Subsidy (4 Steps)
Register Online
Register on the National Portal (pmsuryaghar.gov.in) with your electricity consumer number, mobile number, and email.
DISCOM Feasibility
Wait for technical feasibility approval from your regional DISCOM. Once approved, choose an empanelled installer.
DCR Installation
Installer mounts ALMM-approved DCR panels and inverter. Bi-directional net meter is installed and inspected by DISCOM.
Direct DBT Credit
Commissioning certificate is submitted with your bank account details. Subsidy is released directly to your account within 30 days.
Frequently Asked Questions
How much subsidy is available under PM Surya Ghar Muft Bijli Yojana in 2026?
Under the PM Surya Ghar Muft Bijli Yojana, residential rooftop solar systems receive ₹30,000 for 1 kW, ₹60,000 for 2 kW, and a fixed cap of ₹78,000 for systems 3 kW and higher. The subsidy is transferred directly via DBT to your Aadhaar-linked bank account within 30 days of meter installation.
What are DCR (Domestic Content Requirement) panels?
To qualify for the central PM Surya Ghar subsidy, the solar panels must be manufactured in India using domestically produced solar cells and modules (DCR compliant) from the MNRE ALMM (Approved List of Models and Manufacturers).
How is the recommended solar system size calculated?
The recommended system size is determined by your average monthly electricity consumption. A 1 kW solar system in India generates approximately 120 units (kWh) per month. For a monthly bill of ₹3,500 (~400 units), a 3 to 4 kW system provides near 100% bill offset.
What is the simple payback period for rooftop solar in India?
With current central and state subsidies, residential rooftop solar systems in India achieve full financial payback within 3 to 4.5 years. With panel lifespans exceeding 25 years, homeowners enjoy over 20 years of essentially free electricity.